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Friday, February 16, 2007

What to look at when buying mortgage insurance

Feb 11, 2007

What to look at when buying mortgage insurance

Home owners should first decide the amount of mortgage cover and the premiums they can pay

By Fiona Chan

THE recent case of Madam Kok Pooi Leng, who lost her semi-detached house after her husband was killed last year, has thrown into the spotlight the importance of mortgage insurance.

Madam Kok's house was repossessed by the bank last year because she had not been able to make loan repayments on the outstanding mortgage on the property.

Mortgage insurance takes care of this by ensuring that in the event of the death or disability of the home owner, the outstanding amount on his home loan will be settled.

Click here to obtain more information on mortgage insurance

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