Is your maid insured?

March 17, 2007

Maid cleaning window survives three-storey fall

Indonesian is the third maid to fall from a flat in the past few months

By Amelia Tan & Krist Boo

AN INDONESIAN maid had a lucky escape early yesterday morning when she survived a three-storey plunge from her employer's flat.

Ms Nia Wulandari had climbed onto the ledge of a third-storey Choa Chu Kang flat at about 6am yesterday to clean windows when she slipped and fell.

The police received a call at 6.15am and a Singapore Civil Defence Force ambulance took her to National University Hospital (NUH) shortly after, where last night she was in a stable condition.

Ms Nia is the third maid to fall from a flat in the past few months. In October and November last year, two maids fell to their death in the course of work, adding to the grim total of more than 100 workplace maid deaths over the past seven years.

A neighbor, who wanted to be known only as Mr Liu, said he saw Ms Nia falling from the flat, screaming. When he rushed to the ground floor, she was lying motionless and calling out for help.

Employing a domestic maid often incurs a host of expenses including security deposits to the Controller of Immigration, levies and medical expenses should your maid be injured or hospitalised.

A Maid Insurance can take care of all that for you for as little as 10 cents a day.

—An all-in-one insurance package that meets your need, Maid Insurance can pay the S$5,000 security deposit required by the Controller of Immigration, and covers:

—Personal accident cover for your maid 24hrs round-the-clock

—Medical expenses incurred when your maid is hospitalised

—Repatriation costs in the event of your maid's death or permanent disability

—Hospital and surgical expenses when the maid is hospitalized

—Wages compensation & levy reimbursement while your maid is in hospital

—Termination expenses incurred when your maid becomes medically unfit to continue working Insurance Guarantee and Reimbursement of Idemnity Paid to Insurer

Take responsibility!
Contact us for your needs based advisor!

Does your car insurance provide good claims service?

March 22, 2007

Seven-car pile-up on expressway

PHOTO: DERICK TAN/STOMP

A white Hyundai ended up on top of a black Mazda in a seven-car pile-up in the rain yesterday.

Stomp reader Derick Tan, 31, witnessed the accident and sent in a picture.

The warehouse coordinator was driving along the Bukit Timah Expressway near the Kranji Expressway exit with his wife at around 8 am when they witnessed the crash.

=============================================================

It pays to shop around for a good car insurer. After coughing out thousands for your car, isn’t worth while to pay a few hundred to get it insured with a good insurance company? The lowest price might be the most attractive in the short run, but you may be ending up on the raw side of the deal when you claim against your own insurer.

I know of a situation where months after later the accident, these claims are still being processed by the cheap insurer! Talk about paying good money and getting bad claims service! You are lucky if you are able to recover the full repair amount! Is waiting months for your claims payment worth the wait to save a few dollars? Call us for your quote!

Please comment on your claims experience! Thanks

Fire burns family flat

DRAMATIC RESCUE: SCDF officers investigating outside the burnt flat as relieved family members wait downstairs. -- SHAHRIYA YAHAYA

A SEVEN-YEAR-OLD boy - mistakenly left behind in a burning flat by his panicked family - was saved in a dramatic rescue carried out by firefighters yesterday.

Muhamed Arrifin's relatives realised he was still in the Yishun flat only when they saw him waving from the bedroom window of the third-floor executive apartment.

The boy's aunt, Madam Halimah Manap, related the chain of events to The Straits Times.

At around 6.40pm, she was having a bath when she heard shouts from within the flat.

She rushed out to see her father and brother trying desperately to fight flames from a storeroom - where several old newspapers were kept - near the kitchen.

======================================================

Accidents do happen! Ensure your homes are protected! Don't loose sleep trying to save less than a hundred dollars over ten of thousands when your homes are gutted by fire! Contact Us for more info. Fire insurance will provide protection for your fixtures, renovations and contents. Additional benefits like Personal Liability protects you should the fire spread to your neighbors’ home.

Fires caused by children doubled in 2006

Jan 26, 2007, 12.34 pm (Singapore time)

Fires caused by children doubled in 2006

DON'T mess with fire - that's the Singapore Civil Defence Force's (SCDF) message to the public, as fire caused by children doubled to 73 cases last year, up from 37 in 2005, and resulted in four casualties.

This has prompted the SCDF to design a fire safety training kit for 480 kindergartens.

From April, fire-fighters will also visit primary schools to educate students on fire safety.

SCDF Commissioner James Tan expressed concern over the numbers.

He appealed to parents and guardians to educate the young on fire safety, citing carelessness and lack of parental supervision for the spike in child-related fires.

However, the SCDF's message on fire prevention appears to have been heard - it responded to just 4,702 fire calls last year, the second lowest figure in the last 20 years.

==============================================================
Ensure your homes are protected! Don't loose sleep trying to save less than a hundred dollars over ten of thousands when your homes are gutted by fire! Click here for more info. Simple fire insurance will provide protection for your fixtures, renovations and contents.